CITIZENS STATE BANK Credit Rating

BOSTON (AI Credit Rating Terminal) Fri Jul 24 2020 11:49:02 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:

Rating Action Overview


We downgraded CITIZENS STATE BANK because of deduct revaluation reserves. We use econometric methods for period (n+7) simulate with Rating Multiple Regression. Reference code is: 4685. Beta DRL value REG 18 Rational Demand Factor LD 4456.0992. Given that it can be difficult to identify outstanding CP at any point in time, when considering coverage, we may include our expectations for peak outstanding CP during the year as opposed to CP balances as of the last filing date, especially if we believe reported balances are not reflective of typical borrowing patterns. Credit Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Credit Ratings, Semantic Signals. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.Oscillators are used for generating credit risk signals by using the semantic and financial signals. The value of the oscillators indicate the strength of trend. Using the correlation matrices, the credit rating risk map for CITIZENS STATE BANK as below:

Credit Ratings for CITIZENS STATE BANK as of 24 Jul 2020


Credit Rating Short-Term Long-Term Senior
AI Rating Class*B1Ba3
Semantic Signals8643
Financial Signals8088
Risk Signals4755
Substantial Risks5754
Speculative Signals3778

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
We work across the world

From London to San Francisco, to our home base in (Saint Helier) Jersey, we’re looking for extraordinary and creative scientists to help us drive the field forward.

Disclaimers: AC Investment Inc. currently does not act as an equities executing broker or route orders containing equities securities. All data and information is provided “as is” for personal informational purposes only, and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any trade.

77 Massachusetts Avenue Cambridge, MA 02139 617-253-1000 pr@ademcetinkaya.com