Fidelity Co-operative Bank Credit Rating

BOSTON (AI Credit Rating Terminal) Wed Jul 22 2020 09:49:03 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:

Rating Action Overview


We downgraded Fidelity Co-operative Bank because of deduct goodwill and nonservicing intangibles. We use econometric methods for period (n+1) simulate with Opto-Electronic Oscillators Stepwise Regression. Reference code is: 4698. Beta DRL value REG 31 Rational Demand Factor LD 4581.7548. Under times of stress, such actions could include dividend cuts, suspension of share repurchases, or maintenance of minimum cash balances. This is particularly relevant for exceptional and strong assessments, where issuers are required to carry higher levels of excess liquidity even during times of stress. For example, when assessing liquidity, we would generally expect companies to be able to cover the full amount of dividends and share repurchases included in our base-case forecast, while still maintaining excess liquidity and achieving the required A/B and A-B measures under a stress case. Credit Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Credit Ratings, Semantic Signals. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.Oscillators are used for generating credit risk signals by using the semantic and financial signals. The value of the oscillators indicate the strength of trend. Using the correlation matrices, the credit rating risk map for Fidelity Co-operative Bank as below:

Credit Ratings for Fidelity Co-operative Bank as of 22 Jul 2020


Credit Rating Short-Term Long-Term Senior
AI Rating Class*Ba1B3
Semantic Signals8666
Financial Signals6731
Risk Signals5430
Substantial Risks6753
Speculative Signals8639

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
We work across the world

From London to San Francisco, to our home base in (Saint Helier) Jersey, we’re looking for extraordinary and creative scientists to help us drive the field forward.

Disclaimers: AC Investment Inc. currently does not act as an equities executing broker or route orders containing equities securities. All data and information is provided “as is” for personal informational purposes only, and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any trade.

77 Massachusetts Avenue Cambridge, MA 02139 617-253-1000 pr@ademcetinkaya.com