FIRST CITIZENS BANCSHARES, INC. Credit Rating

BOSTON (AI Credit Rating Terminal) Wed Jul 22 2020 21:49:02 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:

Rating Action Overview


We downgraded FIRST CITIZENS BANCSHARES, INC. because of the level of the two metrics relative to the entity's credit and market risks. We use econometric methods for period (n+30) simulate with Accumulation Distribution Line Logistic Regression. Reference code is: 3955. Beta DRL value REG 44 Rational Demand Factor LD 4611.3606. In these cases, the level of capital expenditures will be lower than estimates in our base-case forecast to determine an issuer's financial risk profile, particularly for companies that are pursuing discrete growth projects that have not been committed or can be easily curtailed in case of a need to preserve cash. Credit Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Credit Ratings, Semantic Signals. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.Oscillators are used for generating credit risk signals by using the semantic and financial signals. The value of the oscillators indicate the strength of trend. Using the correlation matrices, the credit rating risk map for FIRST CITIZENS BANCSHARES, INC. as below:

Credit Ratings for FIRST CITIZENS BANCSHARES, INC. as of 22 Jul 2020


Credit Rating Short-Term Long-Term Senior
AI Rating Class*Ba2B2
Semantic Signals5782
Financial Signals6647
Risk Signals4736
Substantial Risks8638
Speculative Signals8367

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
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