Northeast Community Bancorp, MHC Credit Rating

BOSTON (AI Credit Rating Terminal) Tue Jul 21 2020 17:49:02 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:

Rating Action Overview

We downgraded Northeast Community Bancorp, MHC because of concentration of revenue contribution from different business lines (and products within those lines), geographies, and customers. We use econometric methods for period (n+30) simulate with SMoothed Moving Average (SMMA) ElasticNet Regression. Reference code is: 3492. Beta DRL value REG 23 Rational Demand Factor LD 4615.5354. While we only include contractual acquisitions when calculating A/B and A-B, when evaluating qualitative factors, we focus more on a company's track record and our expectation for financial management. In this respect, the quantitative and qualitative factors under the liquidity criteria are meant to complement each other and produce a more comprehensive view of a company's future liquidity position. Credit Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Credit Ratings, Semantic Signals. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.Oscillators are used for generating credit risk signals by using the semantic and financial signals. The value of the oscillators indicate the strength of trend. Using the correlation matrices, the credit rating risk map for Northeast Community Bancorp, MHC as below:

Credit Ratings for Northeast Community Bancorp, MHC as of 21 Jul 2020

Credit Rating Short-Term Long-Term Senior
AI Rating Class*Ba3Ba2
Semantic Signals4278
Financial Signals8951
Risk Signals5286
Substantial Risks7063
Speculative Signals6662

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
We work across the world

From London to San Francisco, to our home base in (Saint Helier) Jersey, we’re looking for extraordinary and creative scientists to help us drive the field forward.

Disclaimers: AC Investment Inc. currently does not act as an equities executing broker or route orders containing equities securities. All data and information is provided “as is” for personal informational purposes only, and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any trade.

77 Massachusetts Avenue Cambridge, MA 02139 617-253-1000