SNB BANCORP, INC. Credit Rating

BOSTON (AI Credit Rating Terminal) Thu Jul 23 2020 05:19:03 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:

Rating Action Overview


We downgraded SNB BANCORP, INC. because free cash flow negative and leverage high. We use econometric methods for period (n+1) simulate with Money Flow Index (MFI) Paired T-Test. Reference code is: 1604. Beta DRL value REG 27 Rational Demand Factor LD 4611.3606. We do not exclude cash that the company needs to maintain to run the business and meet potential working capital requirements. Since working capital outflows are included under uses (B) of liquidity, system-related cash needed to run the business should be included in sources, along with items such as customer advances. Credit Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Credit Ratings, Semantic Signals. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.Oscillators are used for generating credit risk signals by using the semantic and financial signals. The value of the oscillators indicate the strength of trend. Using the correlation matrices, the credit rating risk map for SNB BANCORP, INC. as below:

Credit Ratings for SNB BANCORP, INC. as of 23 Jul 2020


Credit Rating Short-Term Long-Term Senior
AI Rating Class*Ba3Ba3
Semantic Signals4336
Financial Signals7069
Risk Signals8772
Substantial Risks4067
Speculative Signals8973

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
We work across the world

From London to San Francisco, to our home base in (Saint Helier) Jersey, we’re looking for extraordinary and creative scientists to help us drive the field forward.

Disclaimers: AC Investment Inc. currently does not act as an equities executing broker or route orders containing equities securities. All data and information is provided “as is” for personal informational purposes only, and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any trade.

77 Massachusetts Avenue Cambridge, MA 02139 617-253-1000 pr@ademcetinkaya.com